Yawn your way to your financial goals

Investing should be boring. Photo by Roberto Nixon via Unsplash.

The stock market is a variable reward system, at least on a near-term basis. Sometimes it’s up, sometimes it’s down, and it’s not clear exactly what inputs cause which outcomes, which makes it exciting if you follow it closely. This is what produces the thrill-ride effect from watching the market. Dopamine: activate!

And it’s even more thrilling if you have skin in the game — in other words, if…